Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Other Sure Thing Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared? When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.